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The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more. If you need help with food, health care, or utilities, visit USA.gov's benefits page.

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2. Maximize Your TFSA. The Tax-Free Savings Account (TFSA) allows you to save and invest money without paying taxes on the investment income you earn. It is one way to get free money from the government. For example, if you contribute $10,000 to your TFSA and it grows to $20,000, the $10,000 gain is tax-free for life.

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